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supreme court

Supreme Court Reviews Consumer Protection Agency

By LDF Holdings | July 22, 2020

Recently the Supreme Court of the United States (SCOTUS) ruled on a case that had to do with the regulations and rules governing the Consumer Financial Protection Bureau (CFPB). For background, the CFPB was introduced in 2008 financial industry regulation package with the goal to specifically “protect consumers from unfair, deceptive, or abusive practices and…

small dollar loans

Federal Guidelines on Small Dollar Loans

By LDF Holdings | June 15, 2020

Recently the Native American Financial Services Association (NAFSA) wrote about an update to guidelines on small dollar loans from the US Government. Four federal financial regulatory agencies recently released guidance titled ‘Interagency Lending Principles for Offering Responsible Small-Dollar Loans,’ encouraging credit unions, supervised banks, and savings associations to offer lending products to meet the short-term…

scams

COVID Scams and How to Protect Yourself

By holdings2018 | May 12, 2020

Online and phone scammers are a constant pain, and have cost their victims around $10.5 Billion in recent estimates. Many of these types of scams involve someone either cold calling off of a phone list using a robocall, or first attacking someone’s computer with a virus and then demanding the victim call a scam company…