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Your Key to Understanding Nonprime Consumer Behavior

By holdings2018 | March 16, 2020

You’ve heard it before: Nonprime consumers can have a difficult time securing traditional credit. The millions of Americans who fall into this bucket lack the credit history they need to secure a traditional loan. Maybe they’re a young person who has never taken out a loan before. Maybe they’re a creditworthy consumer who encountered a…

LDF Holdings Compliance Team Offers Tips

By holdings2018 | March 12, 2020

LDF Holdings’ online lending compliance leaders Kemberlar Smith and Alison Krich spoke recently at Leaders in Lending Annual Conference in Austin, Texas. We wanted to share what was discussed, because it is so important to a well-run organization. In the presentation, they expounded on how remaining in compliance with state and federal regulations is crucial…

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The Corona Virus: The Threat to lenders and their call centers

By LDF Holdings | February 17, 2020

As the corona virus spreads across Asia the impact on the economy could be detrimental. Several cases have been reported in the US but so far it seems to be fairly contained. If US employers start sending employees home that have signs of fever, respiratory problems or any other signs of the Corona Virus the…